FAQs

Q) How do Payday Loans and Cash Advances work?
A)

To get a Payday Loan, all you need to do is fill out a simple application, read and sign two forms. (A pre-notice and acknowledgement of military status) This easy process only takes a few minutes. Once you're approved, you get the money in your hands in minutes! (See Application Section)

Q) What do I need to apply for a payday loan?
A) You need to be a citizen or legal resident, at least 18 years of age, have verifiable employment and residence and have an open and active checking account. Members of the military are not eligible for a payday loan.
Q) Does it matter if I have bad credit or no credit?
A) Our payday loans are designed to help people in need of emergency cash; hence it does not matter if you have bad credit or no credit at all.
Q) Do I need collateral to apply for a payday loan?
A) No collateral is necessary or accepted.
Q) Is there any cost to apply for the loan?
A) No. You will not be charged to apply for the payday loan, whether or not you are approved.
Q) How much can I borrow?
A) You can borrow up to $255
Q) When do I have to repay the loan?
A)

Your payday loan will be due on your next approved payday.

See Fee Chart

Q) Is my personal information safe?
A) YES! Payday Loan, LLC values your privacy and internet safety.

To read more about our privacy policy, click here

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