Short on Cash until your Next Payday?
The original Payday Loan℠ from Payday Money Centers can help you fill the gap between today and that next paycheck. Life can throw you the unexpected like that flat tire or the sudden trip to the doctor’s office. When you don’t have it and you need it now, turn to the original Payday Loan℠ for a quick and hassle-free solution.
Don’t pay expensive late fees or overdraft charges. Find the Payday Money Center near you for the cash you need to hold you over. With the original Payday Loan℠, cash can be in your pocket in as little as 15 minutes!
Find a Payday Money Center near you — bring the documents above to get the cash you need today!
What Do I Need to Apply for a Payday Loan?
- Valid government issued photo identification
- Open Checking Account Statement
- Proof of Steady Income
What You Need to Know About the Payday Loan℠
How does the Payday Loan℠ work?
The Payday Loan℠ is a short-term, small dollar cash advance due on your next payday.
Once you are approved, you review and sign an agreement that spells out the loan terms. You also provide us a payment item from your bank account for the loan amount plus the fee. We agree to hold this item until your next payday. You are given the cash and pay us back on your next payday. It’s that simple!
Who can apply for the Payday Loan℠?
You need to be at least 18 years of age, have verifiable steady source of income and have an open and active checking account.*
Does it matter if I have bad credit or no credit?
No. Approval for the Payday Loan℠ is not based on your traditional credit profile like other types of loans.**
Do I need collateral to apply for the Payday Loan℠?
No. Collateral is not needed or accepted.
Is there any cost to apply?
No. You will not be charged to apply for the Payday Loan℠, whether or not you are approved.
How much can be borrowed and what will it cost me?
We offer amounts from $50 to $255. Please see our See Fee Chart for specific loan fees.
When do I have to repay the loan?
Your Payday Loan℠ will usually be due on your next payday. If you run into difficulties repaying on your due date, please contact us for assistance.
Is my personal information safe?
YES! We value your privacy and protect your information. We are a reputable state licensed company and do not sell your information. For more details, please see our Privacy Notice.
Is a Cash Advance the right loan for me?
Short-term cash advances like the Payday Loan℠ are designed to bridge the gap between paydays. They are to be used for short-term needs only and not as a long-term financial solution.
Using payday advances for several months can be expensive. Applicants with credit difficulties should seek counsel before entering into any loan transaction.
State License.
Payday Money Centers is licensed by the California Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law.
*Credit approval is subject to our underwriting standards and may vary by applicant. **We do not currently base our loan decisions on any of the three major credit bureaus (Experian, Equifax or TransUnion) credit reports. However, we do use data obtained from alternative credit reporting agencies such as Teletrack. Payday Money Centers is licensed by the CA Dept. Financial Protection & Innovation pursuant to the CA Deferred Deposit Transaction Law.