Short on Cash until your Next Payday?
The original Payday Loan℠ from Payday Money Centers can help you fill the gap between today and that next paycheck. Life can throw you the unexpected like that flat tire or the sudden trip to the doctor’s office. When you don’t have it and you need it now, turn to the original Payday Loan℠ for a quick and hassle-free solution.
Don’t pay expensive late fees or overdraft charges. Find the Payday Money Center near you for the cash you need to hold you over. With the original Payday Loan℠, cash can be in your pocket in as little as 15 minutes!
Find a Payday Money Center near you — bring the documents above to get the cash you need today!
What Do I Need to Apply for a Payday Loan?
- Valid government issued photo identification
- Open Checking Account Statement
- Proof of Steady Income
What You Need to Know About the Payday Loan℠
The Payday Loan℠ is a short-term, small dollar cash advance due on your next payday.
Once you are approved, you review and sign an agreement that spells out the loan terms. You also provide us a payment item from your bank account for the loan amount plus the fee. We agree to hold this item until your next payday. You are given the cash and pay us back on your next payday. It’s that simple!
You need to be at least 18 years of age, have verifiable steady source of income and have an open and active checking account.*
No. Approval for the Payday Loan℠ is not based on your traditional credit profile like other types of loans.**
No. Collateral is not needed or accepted.
No. You will not be charged to apply for the Payday Loan℠, whether or not you are approved.
Short-term cash advances like the Payday Loan℠ are designed to bridge the gap between paydays. They are to be used for short-term needs only and not as a long-term financial solution.
Using payday advances for several months can be expensive. Applicants with credit difficulties should seek counsel before entering into any loan transaction.
*Credit approval is subject to our underwriting standards and may vary by applicant. **We do not currently base our loan decisions on any of the three major credit bureaus (Experian, Equifax or TransUnion) credit reports. However, we do use data obtained from alternative credit reporting agencies such as Teletrack. Payday Money Centers is licensed by the CA Department of Business Oversight pursuant to the CA Deferred Deposit Transaction Law.